Because health savings accounts are portable, unlike most employer-provided health insurance, they…

1. Considerations of ____________ and ____________ cannot be disentangled from decisions about health care  provision and distributions.

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2. The United States spends approximately ____________ percent of GDP on health care, which is ____________ than any other industrialized nation.

3. The demand for health care and health care spending have both ____________ significantly over the past  several decades. 

4. Investment in health care would be likely to ___________ a society’s production possibilities curve over time.

5. The demand for medical care increased because of changes in ____________, ____________, and ____________.

6. When incomes rise, the demand for health care ___________, because health care is a ___________ good.  7. The demand curve for most health care is relatively ____________ with respect to price.

8. Insurance ____________ the price of health care to  consumers and ____________ the quantity of health care services demanded.

9. ___________ exists in health care when insurance makes a person more likely to engage in more risky behavior and less likely to take preventative measures against illness.

10. Third-party payers attempt to reduce moral hazard problems with ____________ and ____________.

11. Asymmetric information, where patients know more about their health status than insurers, leads to the  problem of ____________.

12. Health insurers try to reduce ____________ problems by insuring entire groups.

13. The chronically ill are ____________ likely to demand insurance than people in good health.

14. The ____________ cause a disproportionate share of health care expenses.

15. The supply of health care has ____________ slowly since  1960.

16. Primary care physicians act as ____________ to health care.

17. Escalating health care costs have led to a greater emphasis on ____________ containment.

18. The interaction of ____________ advances and ____________ significantly increased the demand for medical care.

19. Health care markets are imperfectly competitive because of legal and administrative barriers to ____________, economies of ____________, ____________, and restrictions on ____________. 

20. Compulsory ____________ of physicians limits entry into the health care market.

21. In countries where medical care prices are controlled and health care is rationed, we would expect  ____________ of medical care.

22. With health savings accounts, people would have to pay ____________ of their own money for health care, making them ____________ cost conscious.

23. Because health savings accounts are portable, unlike most employer-provided health insurance, they would ____________ flexibility in the job market.